As a former Professor at Central Michigan University, I believe that education is the backbone of America. With three children, however, I am well aware of the rising cost of higher education. I assure you that I will support any legislation to help lessen the financial burden of higher education for students. This is why I believe that student loans are so important. The student loan program allows students and parents to borrow the money necessary to make higher education a reality for so many students in our communities.
This will help guide students through the process of locating and applying for financial aid. Prepared by the Congressional Research Service for Members of Congress, updated January 2012.
Financial Aid for Students
- Start gathering information early
- Free information is readily available from:
High school counselors
College and career school financial aid offices (where you plan to attend)
Local and college libraries
U.S. Department of Education Web page
Other Internet sites (search terms student financial aid OR assistance)
- Ask questions: counselors may know if you have exceptional circumstances that affect your eligibility.
- Be organized: use calendars to keep on track.
- Keep copies of all forms and correspondence: you must reapply for aid each year.
- Parents of students: save money long before your child attends college.
College Savings Plan Network (state "Section 529" plans)
FinAid: for Parents
Tax incentives for higher education expenses
- Good overviews:
Cash for College
FinAid: The Smart Student Guide to Financial Aid
Looking for Student Aid
Mapping Your Future
Paying for College
- Beware of scholarship scams -- don't pay for free information!
Department of Education
Federal Trade Commission